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Terms of Service

Last updated 2026-05-02. Beta. Subject to change before public launch (June 2026).

What VRTUE is

VRTUE is software that connects to your Alpaca brokerage account via API and executes trades on your behalf according to the strategies described on the home page. VRTUE does not custody funds, does not provide financial advice, and does not hold a securities license. Your funds remain at Alpaca, an SEC-registered broker-dealer and FINRA member.

What you’re responsible for

What VRTUE is responsible for

Risks

Algorithmic trading carries risk. Past results do not predict future returns. You can lose money. Backtest and forward-test numbers reflect historical conditions and are subject to model error and slippage. Crypto markets are volatile. VRTUE makes no guarantee of profitability or any specific return.

Cancellation

Cancel any time by emailing founder@vrtue.org. The monthly subscription cancels at the next billing cycle — you keep access for the remainder of the billing period you’ve already paid for. You can also revoke VRTUE’s API key from your Alpaca dashboard at any time to stop the bot from trading immediately, independent of the subscription cancellation.

Contact

Questions about these terms or anything else: founder@vrtue.org.

Full long-form Terms of Service ships before the founding cohort opens (June 2026). For now, the substance above is binding between VRTUE and beta customers, and any disputes are resolved by direct contact with the founder.